/* cupertinoinsurance.vip: a boxed reference manual lying open at a tabbed section. The divider board is one full-strength
   sienna and carries no mark; every paragraph, figure and key sits on a punched milk-acetate leaf hinged just above it,
   with one short hard shadow on its cut side and a stepped tab rail down the fore edge. */
@font-face{font-family:"Gelasio";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/gelasio-400.woff2) format("woff2")}
@font-face{font-family:"Gelasio";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/gelasio-700.woff2) format("woff2")}
@font-face{font-family:"Space Mono";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/space-mono-400.woff2) format("woff2")}
@font-face{font-family:"Space Mono";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/space-mono-700.woff2) format("woff2")}

:root{
  color-scheme:light;
  --board:#7B3A17;
  --board-deep:#4F2008;
  --leaf:#F2E9DC;
  --card:#FDF9EF;
  --ink:#2A1409;
  --note:#4B3322;
  --label:#7B3A17;
  --link:#2438A8;
  --oxide:#C8501E;
  --chrome:#E3A90B;
  --grass:#3E7D32;
  --teal:#0F7C7A;
  --ultra:#2B45B5;
  --violet:#6A3FA0;
  --vermilion:#B52A12;
  --pale:#F6DD8E;
  --shade:rgba(42,20,9,.5);
  --serif:"Gelasio","Sabon","Palatino Linotype",Georgia,serif;
  --mono:"Space Mono","Courier New",ui-monospace,monospace;
  --hinge:90ms steps(2,end);
  --rail:14px;
  --edge:14px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scrollbar-color:var(--chrome) var(--board-deep)}
body{position:relative;margin:0;min-height:100vh;padding:14px calc(var(--rail) + 12px) 40px 12px;color:var(--ink);font-family:var(--serif);font-size:1.0625rem;line-height:1.53;background:var(--board)}
body>*{position:relative;z-index:1}
@media(min-width:900px){:root{--rail:44px;--edge:28px}body{padding:28px calc(var(--rail) + 24px) 56px 28px}}
::selection{background:var(--chrome);color:var(--ink)}
a{color:var(--link);text-underline-offset:.22em}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--chrome);outline-offset:3px;box-shadow:0 0 0 6px var(--board-deep)}
.leaf :focus-visible,.local-wrap :focus-visible,.page-shell :focus-visible,.site-header :focus-visible,.site-footer :focus-visible{outline-color:var(--ultra);box-shadow:none}

/* the stepped tab rail down the fore edge: one tab per division, height by extent, hue from the wheel; the current tab (the board) reaches furthest */
body::after{content:"";position:absolute;z-index:0;top:0;bottom:0;right:0;width:var(--rail);pointer-events:none;
  background:linear-gradient(to bottom,var(--board) 0 13%,var(--oxide) 13% 28%,var(--chrome) 28% 41%,var(--grass) 41% 57%,var(--teal) 57% 70%,var(--ultra) 70% 83%,var(--violet) 83% 100%);
  clip-path:polygon(100% 0,100% 13%,24% 13%,24% 28%,0 28%,0 41%,36% 41%,36% 57%,12% 57%,12% 70%,48% 70%,48% 83%,18% 83%,18% 100%,100% 100%)}

/* ---- the leaf: milk acetate, two punch holes at the bound edge, one short hard shadow on the cut side ---- */
.leaf,.local-wrap,.page-shell,.site-header,.site-footer{position:relative;background:var(--leaf);border-left:3px solid var(--board-deep);box-shadow:5px 5px 0 var(--board-deep)}
.leaf::before,.local-wrap::before,.page-shell::before{content:"";position:absolute;left:11px;top:0;bottom:0;width:22px;pointer-events:none;
  background:radial-gradient(circle 9px at 11px 26px,var(--board) 0 8px,var(--board-deep) 8.5px 10px,transparent 10.5px) no-repeat,
             radial-gradient(circle 9px at 11px calc(100% - 26px),var(--board) 0 8px,var(--board-deep) 8.5px 10px,transparent 10.5px) no-repeat}
.book,.local-board,.site-header,.page-shell,.site-footer{width:100%;max-width:1160px;margin-inline:auto}
.local-board{margin-top:24px;background:none;border:0}
.book>.local-board:first-child{margin-top:0}

/* ---- running head ---- */
.site-header{margin-bottom:24px}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px 20px;flex-wrap:wrap;padding:12px 18px}
.spread .header-inner{padding:6px 18px 0 40px}
.brand{display:inline-flex;align-items:center;gap:14px;min-height:48px;color:var(--ink);text-decoration:none;font-size:1rem;line-height:1.25}
.brand strong{display:block;font-size:1.3rem;font-weight:700;letter-spacing:-.01em}
.brand-mark{display:grid;place-items:center;flex:none;width:46px;height:46px;border:2px solid var(--ink);background:var(--card);box-shadow:3px 3px 0 var(--ink);font-family:var(--mono);font-weight:700;font-size:1.4rem}
.header-link{display:inline-flex;align-items:center;min-height:44px;border:0;padding:0;background:transparent;color:var(--ink);font-family:var(--mono);font-size:.875rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;text-decoration:underline;text-decoration-thickness:2px;cursor:pointer}
.header-link:hover{color:var(--link)}

/* ---- home spread ---- */
.spread{display:grid;grid-template-columns:minmax(0,1fr);padding:10px 0 28px 12px}
.spread .site-header{margin:0;background:none;border:0;box-shadow:none}
.spread-art{display:block;width:100%;height:auto;max-height:300px;margin:0 auto;padding:0 20px 0 36px}
.minimal-shell{display:flex;flex-direction:column;padding:6px 20px 0 40px}
.minimal-shell h1{margin:6px 0 26px;max-width:11ch;font-family:var(--serif);font-weight:700;font-size:clamp(2.75rem,10.5vw,3.9rem);line-height:1;letter-spacing:-.02em;color:var(--ink)}
.choice-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:14px}
.choice-grid a{display:flex;align-items:flex-end;min-height:88px;padding:16px 18px 16px 20px;border:2px solid var(--ink);border-top-width:12px;background:var(--card);box-shadow:4px 4px 0 var(--shade);color:var(--ink);font-size:1.2rem;font-weight:700;line-height:1.2;text-decoration:none;transition:transform var(--hinge),box-shadow var(--hinge),background-color var(--hinge)}
.choice-grid a:nth-child(1){border-top-color:var(--oxide)}
.choice-grid a:nth-child(2){border-top-color:var(--chrome)}
.choice-grid a:nth-child(3){border-top-color:var(--grass)}
.choice-grid a:nth-child(4){border-top-color:var(--teal)}
.choice-grid a:nth-child(5){border-top-color:var(--ultra)}
.choice-grid a:nth-child(6){border-top-color:var(--violet)}
.choice-grid a:hover{background:var(--pale);transform:translate(-3px,-3px);box-shadow:7px 7px 0 var(--shade)}
.choice-grid a:active{transform:translate(2px,2px);box-shadow:0 0 0 var(--shade)}
.agency-line{margin:28px 0 0;padding-top:16px;border-top:2px dashed var(--note);color:var(--note);font-family:var(--mono);font-size:.875rem;line-height:1.6}
.agency-line a{color:var(--ink);font-weight:700;display:inline-block;min-height:24px}
@media(min-width:560px){.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(min-width:900px){
  .spread{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);grid-template-rows:auto 1fr;padding:10px 0 40px 12px}
  .spread-text{display:contents}
  .spread .site-header{grid-column:1/-1}
  .spread-art{grid-column:2;grid-row:2;align-self:end;max-height:none;padding:0 28px 0 0}
  .minimal-shell{grid-column:1;grid-row:2;padding:10px 12px 0 52px}
  .minimal-shell h1{max-width:14ch;font-size:clamp(3.4rem,6.2vw,5.4rem);margin-bottom:34px}
  .spread .header-inner{padding:20px 32px 12px 52px}
}

/* ---- the local board: heads hang in the margin column, text sits in four ---- */
.local-wrap{padding:30px 18px 36px 52px;margin:0;display:block}
.local-wrap>*+*{margin-top:18px}
.local-intro{display:flex;flex-direction:column;align-items:flex-start;gap:16px;padding:6px 0 26px;border-bottom:2px solid var(--ink)}
.local-kicker,.local-card-kicker,.local-section-heading>span,.local-small-label{margin:0;color:var(--label);font-family:var(--mono);font-size:.9375rem;font-weight:700;line-height:1.4}
.local-kicker{margin-bottom:14px}
.local-kicker span{padding:0 6px}
.local-intro h2{margin:0;font-weight:700;font-size:clamp(2.15rem,7.4vw,3.6rem);line-height:1.04;letter-spacing:-.02em}
.local-intro>div>p:last-child{max-width:62ch;margin:16px 0 0;color:var(--note);font-size:1.0625rem}
.local-generated{margin:0;color:var(--note);font-family:var(--mono);font-size:.8125rem;font-weight:700}
.local-generated:empty{display:none}
#local-alerts:empty,#local-advisory:empty{display:none}
.local-section-heading{display:flex;flex-direction:column;align-items:flex-start;gap:8px;margin:34px 0 0;padding-top:12px;border-top:2px solid var(--ink)}
.local-section-heading>span{color:var(--label)}
.local-section-heading h3{margin:0;font-weight:700;font-size:1.65rem;line-height:1.12;letter-spacing:-.01em}
.local-section-heading+.local-grid{margin-top:16px}
.local-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:18px}
.local-card{min-width:0;padding:22px 20px 22px 24px;border:2px solid var(--ink);border-left-width:8px;background:var(--card);box-shadow:4px 4px 0 var(--shade)}
.local-card h4{margin:6px 0 16px;font-weight:700;font-size:clamp(1.5rem,5.4vw,1.9rem);line-height:1.12;letter-spacing:-.01em}
.local-card .local-copy,.local-copy{margin:10px 0;max-width:62ch;color:var(--ink)}
.local-card .local-subtle,.local-subtle{display:block;margin:6px 0;color:var(--note);font-size:.9375rem}
.local-source{margin:22px 0 0;padding-top:12px;border-top:2px dotted var(--note);color:var(--note);font-family:var(--mono);font-size:.8125rem;line-height:1.5}
.local-link{display:inline-flex;align-items:center;min-height:44px;margin-top:6px;color:var(--link);font-weight:700;text-decoration:underline;text-decoration-thickness:2px}
.local-link:hover{background:var(--pale);color:var(--ink)}
.local-wide{grid-column:1/-1}
.local-weather-lead{display:grid;grid-template-columns:minmax(0,1fr);gap:18px;align-items:end;padding:8px 0 22px;border-bottom:2px solid var(--ink)}
.local-weather-lead>div:first-child{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 20px}
.local-big-temp{font-family:var(--mono);font-weight:700;font-size:clamp(4.4rem,18vw,7.4rem);line-height:.9;letter-spacing:-.06em}
.local-weather-condition{max-width:230px;color:var(--ink);font-size:1.1875rem;font-weight:700;line-height:1.3}
.local-weather-note{display:flex;flex-direction:column;gap:6px;color:var(--ink);font-size:1.0625rem}
.local-weather-note strong{font-size:1.1875rem}
.local-day-strip,.local-hour-strip{display:flex;overflow-x:auto;scrollbar-width:thin;scrollbar-color:var(--board) var(--leaf)}
.local-day-strip{padding:20px 0;border-bottom:2px solid var(--ink)}
.local-day{flex:0 0 148px;display:flex;flex-direction:column;gap:5px;padding:0 14px;border-left:2px solid var(--ink);color:var(--note);font-size:.9375rem;line-height:1.3}
.local-day:first-child{border-left-color:transparent}
.local-day strong{color:var(--ink);font-size:.9375rem}
.local-day-temp{color:var(--vermilion);font-family:var(--mono);font-size:1.25rem;font-weight:700}
.local-small-label{margin:22px 0 12px}
.local-hour-strip{gap:8px;padding-bottom:6px}
.local-hour{flex:0 0 96px;display:flex;flex-direction:column;gap:3px;padding:10px 10px 12px;border:2px solid var(--ink);background:var(--leaf);color:var(--note);font-size:.875rem;line-height:1.3}
.local-hour strong{color:var(--ink);font-family:var(--mono);font-size:1.3rem}
.local-big-number{margin:12px 0 6px;color:var(--ink);font-family:var(--mono);font-weight:700;font-size:4.4rem;line-height:.95;letter-spacing:-.06em}
.local-radar{margin:18px 0 0;overflow:hidden;border:2px solid var(--ink);padding:6px;background:var(--leaf)}
.local-radar img{display:block;width:100%;height:auto}
.local-radar figcaption{padding:8px 4px 2px;color:var(--note);font-family:var(--mono);font-size:.8125rem}
/* error and warning: a vermilion errata slip */
.local-alert,.local-advisory{display:flex;gap:16px;margin:0;padding:20px 18px 20px 20px;border:2px solid var(--vermilion);border-left-width:12px;background:var(--card);box-shadow:4px 4px 0 var(--shade)}
.local-alert+.local-alert{margin-top:16px}
.local-alert-icon{flex:none;display:grid;place-items:center;width:38px;height:38px;background:var(--vermilion);color:#fff;font-family:var(--mono);font-weight:700;font-size:1.25rem}
.local-alert h3,.local-advisory h3{margin:6px 0 8px;font-size:1.25rem;line-height:1.3}
.local-alert p,.local-advisory p{margin-bottom:0}
.local-advisory{align-items:center;border-color:var(--grass)}
.local-advisory-mark{flex:none;color:var(--ink);font-size:2.4rem;line-height:1}
.local-advisory h3{font-size:clamp(1.2rem,4.4vw,1.6rem);line-height:1.22}
.local-advisory-alert{border-color:var(--vermilion)}
.local-row{padding:12px 0;border-bottom:2px dotted var(--note)}
.local-row:first-of-type{padding-top:0}
.local-row:last-of-type{border-bottom:0}
.local-row-title{display:block;color:var(--ink);font-size:1.0625rem;font-weight:700;line-height:1.35;text-decoration-thickness:2px;text-decoration-color:var(--ultra)}
.local-row-title:hover{background:var(--pale)}
.local-row-detail{display:block;margin-top:4px;color:var(--note);font-size:.9375rem}
.local-news-list{display:grid;grid-template-columns:minmax(0,1fr)}
.local-market-name{display:block;font-size:1.0625rem}
.local-lottery{display:flex;flex-direction:column;gap:5px;padding:12px 0;border-bottom:2px dotted var(--note)}
.local-lottery strong{font-family:var(--mono);font-size:1.2rem;letter-spacing:.03em}
@media(min-width:620px){.local-news-list{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:30px}.local-weather-lead{grid-template-columns:1fr 1fr}}
@media(min-width:900px){
  .local-wrap{display:grid;grid-template-columns:minmax(150px,200px) minmax(0,1fr);column-gap:40px;padding:44px 40px 52px 64px}
  .local-wrap>*+*{margin-top:0}
  .local-intro,#local-alerts,#local-advisory{grid-column:1/-1}
  .local-intro{flex-direction:row;align-items:flex-end;justify-content:space-between;padding-bottom:30px}
  #local-alerts,#local-advisory{margin-top:22px}
  .local-section-heading{grid-column:1;align-self:start;position:sticky;top:18px;margin:36px 0 0}
  .local-section-heading+.local-grid{grid-column:2;margin-top:36px}
  .local-section-heading h3{font-size:1.5rem}
  .local-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

/* ---- inner pages (quote, question) ---- */
.page-shell{margin-bottom:24px;padding:36px 18px 46px 52px}
.eyebrow{margin:0 0 12px;color:var(--label);font-family:var(--mono);font-size:1rem;font-weight:700}
.intro h1{margin:0;font-weight:700;font-size:clamp(2.5rem,9vw,4.4rem);line-height:1.02;letter-spacing:-.02em}
.intro-copy{max-width:62ch;margin:18px 0 0;color:var(--note);font-size:1.1875rem}
.options{display:grid;gap:14px;margin-top:40px}
.option{padding:22px;border:2px solid var(--ink);background:var(--card)}
.option-number{font-family:var(--mono);font-size:.9375rem;font-weight:700;color:var(--label)}
.option h2{margin:12px 0 8px;font-size:1.6rem;line-height:1.15}
.option p{margin:0;color:var(--note)}
.option .option-action{display:inline-flex;align-items:center;justify-content:space-between;gap:10px;width:100%;min-height:48px;margin-top:18px;padding:12px 16px;border:0;background:var(--ink);color:var(--card);font-weight:700;text-decoration:none}
.option .option-note{margin-top:8px;font-size:.9375rem;color:var(--note)}
.question-section{margin-top:40px;padding:0}
.question-heading h2{margin:0;font-size:clamp(1.8rem,5vw,2.6rem);line-height:1.1}
.question-heading>p:last-child{margin:12px 0 0;color:var(--note)}
.question-form{margin-top:34px;padding:34px 18px 26px 22px;border:2px solid var(--ink);border-left-width:8px;background:var(--card);box-shadow:4px 4px 0 var(--shade)}
.form-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:20px}
.form-grid label{display:flex;flex-direction:column;gap:8px;font-size:1rem;font-weight:700;line-height:1.3}
.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;padding:11px 12px;border:2px solid var(--ink);border-radius:0;background:var(--leaf);color:var(--ink);font-weight:400;box-shadow:inset 3px 3px 0 rgba(42,20,9,.18)}
.form-grid input,.form-grid select{min-height:50px}
.form-grid textarea{min-height:140px;resize:vertical}
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{background:#fff;outline:3px solid var(--ultra);outline-offset:2px}
.form-grid input:disabled,.form-grid select:disabled{background:repeating-linear-gradient(135deg,var(--leaf) 0 6px,#E4D7C4 6px 12px);color:var(--note);border-style:dashed}
.form-grid input[aria-invalid="true"],.form-grid select[aria-invalid="true"],.form-grid textarea[aria-invalid="true"]{border-color:var(--vermilion);border-width:3px}
.form-grid .message-field{grid-column:1/-1}
.form-grid .checkbox-row,.quote-form>fieldset>.checkbox-row{display:flex;flex-direction:row;align-items:flex-start;gap:12px;min-height:44px;font-weight:400}
.form-grid .checkbox-row{grid-column:1/-1}
.form-grid .checkbox-row input,.quote-form>fieldset>.checkbox-row input{flex:none;width:24px;min-width:24px;height:24px;min-height:24px;margin:2px 0 0;padding:0;accent-color:var(--ink)}
.quote-form>fieldset>.checkbox-row{margin-top:22px}
.honeypot{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.form-bottom{margin-top:26px}
.form-bottom button,.quote-submit button,.quote-results button{display:inline-flex;align-items:center;gap:12px;min-height:52px;padding:12px 22px;border:2px solid var(--ink);border-radius:0;background:var(--ink);color:var(--card);font-weight:700;font-size:1.0625rem;box-shadow:4px 4px 0 var(--shade);cursor:pointer;transition:transform var(--hinge),box-shadow var(--hinge),background-color var(--hinge)}
.form-bottom button:hover,.quote-submit button:hover,.quote-results button:hover{background:var(--ultra);border-color:var(--ultra);transform:translate(-2px,-2px);box-shadow:6px 6px 0 var(--shade)}
.quote-submit button:disabled,.quote-results button:disabled{cursor:wait;transform:rotate(-1.2deg);background:repeating-linear-gradient(135deg,#5B4636 0 8px,#4B3322 8px 16px);color:var(--card);box-shadow:none}
.submit-note{max-width:62ch;margin:16px 0 0;color:var(--note);font-size:.9375rem}
.form-status,#quote-status{min-height:24px;margin:12px 0 0;color:var(--ink);font-family:var(--mono);font-size:.9375rem;font-weight:700}
.product-switch{display:flex;flex-wrap:wrap;gap:10px;margin:30px 0 22px}
.product-switch a{position:relative;display:inline-flex;align-items:center;min-height:46px;padding:8px 16px 8px 40px;border:2px solid var(--ink);background:var(--card);color:var(--ink);font-weight:700;text-decoration:none;box-shadow:3px 3px 0 var(--shade);transition:transform var(--hinge),background-color var(--hinge)}
.product-switch a::before{content:"";position:absolute;left:12px;top:50%;width:16px;height:16px;margin-top:-8px;border:2px dashed var(--note);border-radius:50%}
.product-switch a:hover{background:var(--pale);transform:translate(-2px,-2px)}
.product-switch a[aria-current="page"]{background:var(--leaf);box-shadow:none}
.product-switch a[aria-current="page"]::before{border:2px solid var(--board-deep);background:var(--board);box-shadow:inset 2px 2px 0 var(--board-deep)}
.quote-form fieldset{min-width:0;margin:34px 0;padding:30px 18px 24px 22px;border:2px solid var(--ink);border-left-width:8px;background:var(--card);box-shadow:4px 4px 0 var(--shade)}
.quote-form legend{margin-left:-6px;padding:4px 14px;background:var(--ink);color:var(--card);font-family:var(--mono);font-size:.9375rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.quote-form .form-grid{margin-top:4px}
.quote-submit{max-width:720px;margin:26px 0 20px}
.quote-results{margin:30px 0 20px;padding:26px 18px 24px 22px;border:2px solid var(--ink);border-left-width:8px;background:var(--card);box-shadow:4px 4px 0 var(--shade)}
.quote-results h2{margin:0 0 16px;font-size:1.8rem}
.quote-results article{padding:20px 0;border-top:2px dotted var(--note)}
.quote-results article h3{margin:0 0 5px;font-size:1.3rem}
.quote-results article p{margin:4px 0 13px}

.site-footer{display:flex;flex-wrap:wrap;align-items:baseline;gap:8px 24px;padding:20px 18px 24px 52px;color:var(--note);font-family:var(--mono);font-size:.875rem;line-height:1.55}
.site-footer p{margin:0}
.site-footer>p:first-child{color:var(--ink);font-weight:700}
.site-footer a{display:inline-block;min-height:24px;color:var(--ink);font-weight:700}
.site-footer .footer-note{flex-basis:100%}

@media(min-width:760px){
  .page-shell{padding:52px 44px 60px 72px}
  .form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 22px}
  .options{grid-template-columns:repeat(3,minmax(0,1fr))}
  .quote-form fieldset,.question-form,.quote-results{padding-left:28px;padding-right:26px}
  .site-footer{padding-left:72px}
}
@media(max-width:560px){
  .header-link{max-width:15ch;text-align:right;font-size:.8125rem}
}
@media(prefers-reduced-motion:reduce){
  .choice-grid a,.form-bottom button,.quote-submit button,.quote-results button,.product-switch a{transition:none}
}
@media(max-width:560px){
  .local-wrap{padding:24px 10px 28px 42px}
  .local-alert,.local-advisory{gap:10px;padding:16px 12px 16px 12px;border-left-width:10px}
  .local-alert-icon{width:30px;height:30px;font-size:1rem}
  .local-advisory-mark{font-size:1.8rem}
  .local-card{padding:18px 12px 18px 14px;border-left-width:6px}
  .page-shell{padding:30px 12px 40px 42px}
  .question-form,.quote-form fieldset,.quote-results{padding-left:16px;padding-right:12px}
}